dbud

I am about to take out a fairly nice sized life insurance policy and my broker tells me they will be collecting urine and blood. I know they are testing for nicotine and drugs. I am an occosasional smoker of marijuana and cigarettes.

Can somebody give me an idea of how long I need to stay clean from each kind of smoke so that I don't bet smoker rates?

Thanks!!!!

Herb Ninja

Personally id say **** the life insurance. Browse the forum, maybe search the net on the cig thing, and you might find what you need. Good luck.

__________________
"Truth is treason in an empire of lies." -Ron Paul

dbud

Thanks for responding, but if you don't mind, I think I'll ignore your advice about the life insurance. If one tests positive for canniboids, you are classified as a smoker (same for nicotine), in which case you end up paying 75% to 100% more for the same policy.

Thanks anyway (and I've done some research on nicotine, its only sticks around in you urine for a few days, so it is the pot I'm worried about. I'm 5'8" about 180, in fairly descent shape and smoke about once or twice a month. I'm guessing about 10 days off I should pass ok, what do you think?)

Herb Ninja

THC has been known to stay in the system up to 30 days. 10 days is taking a risk. I wasn't giving advice about the life insurance, I was just being an asshole, ignore it. Still consider getting a detox. This thread may help, if it doesn't don't give up, keep researching. http://cheaptalk.marijuana.com/420/s...s=&threadid=86

Reed420

I know with the cotton swab test that they usually do to test for nicotine can go back 4 months have no clue how it works but thats what it is.

oscar orozco

Can you tell me how your life insurance test went for you? I have to take the same test soon and just wanted to know what i`m getting into.

Jerry G

You just responded to a 6 year old post, I doubt you get an answer...